Income tax returns

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Benefits of Filing Income Tax Returns

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Loan Processing

Your Income Tax Return documents are proof of your financial status and will always be useful when you apply for a loan such as a home loan, car loan, personal loan, etc. Banks or financial institutions always ask for IT Returns for this before proceeding for loan process.

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Being a Responsible Citizen

Staying on the right side of law helps. Filing returns are a sign that you are a responsible taxpayer and citizen. This keeps the income tax department informed about your income and taxability which helps a Nation in a better way.

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Carry-forward Losses

As per Income tax rules, carried forward and set off of losses are available only to those individuals who file ITR in the relevant assessment year. Current year losses get adjusted against future gains and income. The capital losses can be carried forward for 8 consecutive years, as per the IT Act.

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Visa Processing

If you plan to travel overseas, most embassies and consulates require you to submit IT returns for previous years as a proof of your earnings.

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Claiming Refund

You have to file the ITR to claim refund of the excess tax deducted. So, the filing of ITR will enable you to get a refund from the IT department.

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Filing for Tenders

Businessmen and others who want to take up some contract or tender they are usually asked to show their tax return receipts of the previous years.

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Establishing Income in Compensation Cases

Income Tax Returns help to establish the income of the person to arrive at appropriate compensation in case of any claim.

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Avoid late fees under 234F

Avoid a maximum penalty of Rs 10,000, if your total income exceeds Rs 5 lakhs (at present) and you do not file Income Tax Return.

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Avoid Tax Notices

Taxpayers are often served notices from the IT department for delayed & missed return submissions.

Filing an income tax return in India

You can file your income tax returns online, either on the income tax department's website or with us on www.anytax.in. Income Tax filing or e-filling is made easy on anytax.in. You can e-file your returns within minutes! Just visit www.anytax.in and upload your Form-16/16A and other documents as applicable.

In India, e-filing of income tax was introduced in September, 2004 and was made mandatory for company from July, 2006. From 2013 it was made mandatory for individuals having income more than Rs. 10 Lakhs which was further reduced to Rs 5 Lakhs. From 2017-18 onwards, you can only e-file income tax return for 1 year. For example, you can e-file the income tax return for FY 2017-18 only up to 31 March, 2019. You can't file any returns for years passed.

  • Basic information such as PAN, Aadhar Card, and current address.
  • Details about all the bank accounts you've held in the given financial year.
  • Income proofs like current salary details, income from investments, Business Income, etc.
  • Information about all the deductions you've claimed under Section 80 i.e. savings you have made in the given financial year.
  • Tax payment information such as TDS and advance tax payments.

If it is found that no return has been filed despite income exceeding the basic exemption limit by the taxpayer, a Penalty from 50%-200% of tax payable on such non-reported income shall be charged by the Income Tax authorities.

As per Section 234F of the Income Tax Act, if you file after 31st July (or as notified by Govt.) but before December, a penalty of Rs. 5000 will be levied. For returns filed after December, the penalty will be Rs. 10,000. However, to provide relief to small taxpayers, the IT department has stated a maximum penalty of only Rs. 1,000 will get levied. The condition is that your total income is less than Rs 5 lakh.

Frequently Asked Questions

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  • 01. My company deducts the TDS. Do I still have to file my tax return?

    Yes, deducting TDS and filing a tax return are two different things. In fact, you file a tax return to show that you've paid all the tax you needed to pay. The income tax return is also a very useful document when it comes to applying for a loan or visa.

  • Which income tax return should I select for e-filing?

    The department has notified 7 various forms i.e. ITR 1, ITR 2, ITR 3, ITR 4, ITR 5, ITR 6 & ITR 7 till date. The applicability of ITR forms varies depending on the sources of income of the taxpayer, the amount of the income earned and the category the taxpayer belongs to like individuals, HUF, company, etc. Honestly, choosing the correct income tax form is a lot of work. Which is why if you are e filing with anyTax, we decide the correct income tax return form.

  • How do I pay tax to the government?

    You can pay tax to the government directly on the Income Tax Department website using your netbanking account with challan 280.

  • Can I file income tax returns for years I missed?

    Yes, you can file income tax returns for the years you have missed. With recent amendment in Income Tax Act, one can file late return only for 1 year. For example for F.Y 2017-18, you can only e-file the income tax returns up to 31 March 2019. No past years' returns can be e-filed.

  • What is ITR-V?

    ITR-V is an acknowledgement that you receive after e-filing your income tax return. You must e-verify your return or print, sign and send it to the Income Tax Department within 120 days from e-filing your tax return.

  • I am a salaried individual and don't have a Form 16. How can I file my tax return?

    You can still file your tax return on anyTax.in without Form 16. You're just going to need your payslips. Follow the instructions on this guide to e-file without Form 16.

  • Who can file tax return on anyTax?

    As per section 139(1) of the Income Tax Act, 1961 in the country, individuals whose total income during the previous year exceeds the maximum amount not chargeable to tax, should file their income tax returns (ITR).